Before the next storm hits, find out if your roof is covered — or just think it is.
No sales pressure. No contractor spam. Just answers.
Most homeowners find out their policy has gaps the same way — after the storm, when the denial letter arrives.
Actual Cash Value means they pay for your depreciated 15-year-old roof, not a new one. The difference can be $20,000–$40,000 out of your pocket — a gap most homeowners only discover after they file.
Insurance companies are now sending drone inspectors and threatening non-renewal for roofs over 15 years, even when the roof is structurally sound. Florida law does give you rights — but only if you know to use them.
Adjusters have 72 hours and a checklist. If your documentation isn't perfect, denial is the default. Most homeowners don't know what's missing until it's too late to fix it.
Answer 5 questions. We'll tell you exactly where you stand — and what to do next.
Upload your declarations page. Our AI reads it in 60 seconds and tells you exactly what's covered — and what isn't.
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Credentials aren't marketing. They're a contractual obligation — and they protect you, not us.
Fewer than 3% of US roofing contractors qualify. Annual renewal required. Minimum 7 years in business. This isn't a logo you buy — it's earned through verifiable track record and ongoing performance.
The Roofing & Solar Reform Alliance is funded entirely by member dues — not vendors, not manufacturers. Admission requires a 50-customer survey review. One violation earns a lifetime ban. No exceptions.
50-year material warranty. 25-year workmanship. Transferable within 15 years to new homeowners. No named-storm exclusions — the warranty is valid even for hurricane damage. It says so in writing.
A GAF Master Elite inspector visits your property, documents roof condition, photographs every section, and gives you a written assessment you can use with your insurer.
We compare the inspection findings against your actual policy language. You find out if your coverage matches your roof's real replacement cost — before you need to file.
No pressure. If there's a claim opportunity, we tell you. If your coverage is solid, we tell you that too. You're the one who decides what happens next.